Long Term Care (LTC) Insurance

Long-Term Care Insurance is needed when an individual requires assistance with their daily activities of living. Rising life expectancy means that the potential need for long-term care grows with every passing year of your client’s life. The likelihood is that your client or a member of their family will need long-term care assistance due to a prolonged illness, an accident, or a general deterioration of their health due to advancing age. Today’s policies offer the flexibility and benefits to meet your care preferences. The care can be received at a facility or at your client’s home, and can be provided by a qualified practitioner or a chosen loved one.